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Our guides

Our guides show you the best ways to make your money go further and work harder. They contain all the latest financial information and are set out clearly to help you make smart decisions.

Money insights

Latest insights into what's going on behind the headlines, and what you can do to make your cash work harder for you from the money.co.uk team:

Latest guides

See our most recently published comprehensive guides to money matters across all categories:

Older couple, walking on a beach
23 June 2025

What are pensions?

You can use a pension as an income during your retirement, but there are several types and many rely on how much money you put into them. Here is how they work.

Read about what pensions are
03 June 2025

Can You Switch Banks With an Overdraft?

You don鈥檛 need to panic if your overdraft has got out of hand. Instead, shop around for a current account that charges less and switch bank.

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03 June 2025

What are defined contribution and defined benefit pensions?

Most people have either a defined contribution or a defined benefit pension, but do you know which is which and understand the difference between them? Here鈥檚 what you need to know.

Read more about defined contribution and benefit pensions
02 June 2025

What is interest?

Borrowing costs money. A lender will usually charge a borrower a percentage of the money lent, rather than a flat fee. This is called interest. This guide covers the basics of how interest works, what it is and what it means for your finances.

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Older man, sitting on sofa working on laptop
02 June 2025

What is an annuity?

When you retire and get your hands on your pension, it is difficult to know how to use your money. Here is how an annuity can turn your pension funds into a guaranteed income for life.

Read more about annuity
14 March 2025

How to Switch Bank Accounts

Discover how to save money and get better customer service by switching bank accounts.

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Research and reports

At money.co.uk we don't just report the news, we also carry out our own research and investigations to help make better sense of personal finance. Here are our latest reports: